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Helping students plan

• Preparing for school
• Selecting schools
• Finding free money
• Finding ways to pay

Helping parents plan

• K-12 and tutorial schools
• Understanding the costs
• Assessing your financial needs
• Finding free money
• Finding ways to pay

Planning wisely

• Saving for college
• Be debt savvy
  • Before you borrow
  • While in school
  • Preparing to graduate
  • In repayment

Be debt savvy

Be debt savvy — learn responsible debt management practices, starting with your first student loan and lasting throughout your life.

By building and maintaining a good credit rating, you will be well on your way to a solid financial footing.

Be debt savvy by understanding how to manage your expenses, protect your credit score, and borrow wisely. A few simple practices can jump-start your successful financial future.

Be debt savvy with your education money

• Before you borrow: What you need to know.
• While in school: Keep your finances under control.
• Preparing to graduate: Learn about your repayment options and stay on top of your finances.
• In repayment: Build and keep a strong credit rating.

Save money with Sallie Mae's be debt savvy resources

• Understand our 1-2-3 approach to paying for college^SM
• Build a strong, positive credit history
• Be an educated borrower
• Learn about the best student loan repayment options for you
• Explore our FAQs about credit history and student loans
• See how some borrowers paid their loans off in full

See all Sallie Mae's Be debt savvy resources.